Dealing with an Insurance Adjuster after an Accident

Soon after a car accident, you will begin the process of filing a claim. Once you find the insurance company, an insurance adjuster will be assigned to your case. He will get in touch with you and ask for more information about the accident. The insurance adjuster will be in charge of investigating the accident, and during the course of this investigation, he may ask for information from you.

He may ask for a copy of the police report, and also contact any other witnesses as well as the other motorist involved in the accident. He will investigate your car damage, and will also ask you for a recorded statement.

Before giving a recorded statement to the insurance adjuster, speak to a car accident lawyer in Denver. Remember, the recorded statement is for the purpose of lowering the value of your claim, and it is likely that without legal representation, you may say things that may not help your claim, and could actually jeopardize it.

Your insurance adjuster may also ask you for a waiver that will allow him to access all of your medical records. Information that is in your medical records could actually lower the value of your claim. Before you sign off on a waiver, speak to a car accident lawyer in Denver about whether it is in your best interests to do so.

Ultimately, remember that the insurance adjuster works for the insurance company and his aim is to lower the value of your claim as much as possible. In other words, he doesn’t have your best interests at heart.

By: Dallas Norton

Dallas Norton, the founding partner of Norton & Bowers, has practiced law with a focus on personal injury since 1992. Mr. Norton has extensive Colorado roots including grade school in Arvada and high school in Denver. He earned his J.D. from Brigham Young University Law School in 1991. When working on behalf of clients, Mr. Norton draws upon his extensive background in psychology and human resources.