Do I Have To Use the Insurance Company’s Repair Shop?

After you have been involved in an accident, the insurance company may ask you to get the car fixed at a repair shop that it endorses. Insurance companies do have contracts with such body shops, and these repair shops may receive a constant stream of business from the insurer.

You do not have to use the insurance company’s body shop to get your car fixed. You can take the car to any body shop of your own choosing. There are advantages to choosing the insurance company’s body shop, however. For one thing, dealing with the company’s preferred body shop will mean much more convenient and easy repairs, because the shop frequently deals with repairs involving claims. Besides, if the repairs are much more expensive than you expected, then your repair shop will have to get these expenses approved by the insurer.

However, you might also find that the recommended repair shop doesn’t bother to do the kind of repairs that you expect. The body shop enjoys frequent business from the carrier, and may not worry too much about the quality of repairs. Additionally, you may also find that the body shop uses cheaper replacement parts, instead of original, high-quality, expensive replacement parts.

If you are having trouble negotiating with your insurance company after an accident, speak to a Denver personal injury lawyer. For help filing a claim, schedule a consultation with a Denver personal injury lawyer.

By: Dallas Norton

Dallas Norton, the founding partner of Norton & Bowers, has practiced law with a focus on personal injury since 1992. Mr. Norton has extensive Colorado roots including grade school in Arvada and high school in Denver. He earned his J.D. from Brigham Young University Law School in 1991. When working on behalf of clients, Mr. Norton draws upon his extensive background in psychology and human resources.