Posts Tagged ‘ Insurance ’

How to Tell That Your Insurer Is Acting in Bad Faith

Posted on: July 22, 2015 by in Personal Injury
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Denver car accident lawyer

Insurance bad faith is a term used to denote the practices that an insurance company may engage in to deny your claim, on an unreasonable basis. When an insurance adjuster is acting in bad faith, he may attempt to deny your claim, or delay it or otherwise treat your claim unfairly based on no legal grounds. In other words, he may not have any legal basis to deny your claim, or to offer you a claim value that is much lower than it is worth.

That immediately excludes many actions of insurance companies, because often companies do have a legal basis for their actions. However, if you believe that your insurance adjuster is behaving unfairly to you, and is behaving in bad faith, you may want to speak to a Denver insurance bad faith attorney about protecting your rights.

For instance, if your insurance adjuster is denying your claim because of a mistake in assessing your claim, but there is a reasonable basis for that assessment, then you may not have an insurance bad faith claim. Sometimes innocent mistakes are made, and these do not constitute bad faith.

It’s not always easy to tell whether these mistakes were intentional nature, and were an attempt to stonewall you, or whether these were genuine errors. Speak to a Denver insurance bad faith attorney about whether you have grounds for an insurance bad faith claim.


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